Vehicle Service Contract (VSC) 101

Vehicle Service Contracts are designed to protect consumers and their pocketbooks against unexpected, costly repairs to their vehicles. Plans cover the costs associated with auto repair, including parts, labor, and sales tax, for covered repairs or replacements. Vehicle Service Contracts have different coverage levels and benefits, depending on the type of contract purchased and the place of purchase; therefore coverage for any given repair is based on the terms and conditions of the consumer’s particular plan. Much like a manufacturer’s warranty, the vehicle components that are specified for coverage in the Vehicle Service Contract should be covered entirely, provided regular maintenance has been properly and regularly performed as defined by the terms and conditions of the contract.